6 Ways to Know You Are Ready to Be a Home Buyer

6 Ways to Know You Are Ready to Be a Home Buyer

Buying a home is one of the biggest and most important financial decisions most people will make in their lifetimes. It is no wonder then that people want to be sure they are truly ready for the purchase. Here is a list of 6 ways to know that you have suf

Dec 29, 2022 | Purchasing a Home

Don’t Make These 7 Home Buyer Mistakes

Don’t Make These 7 Home Buyer Mistakes

With today’s rising interest rates and high home prices, buying a home takes some planning and forethought. Mistakes can be costly, like getting a mortgage higher than you can afford or getting stuck in a neighborhood or house you actually don’t like. Her

Dec 27, 2022 | Purchasing a Home

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be able to afford the loan. While prices may have slowed

Dec 13, 2022 | Purchasing a Home

Understanding Non-Owner-Occupied Mortgages

Understanding Non-Owner-Occupied Mortgages

If you are venturing into the world of rental properties, it's time to learn the ins and outs of non-owner-occupied mortgages. This is a special type of home loan for a property you buy but do not intend to live in. There are a few differences you need to

Dec 08, 2022 | Purchasing a Home

The Ultimate Mortgage Pre-Approval Document Checklist

The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre

Dec 06, 2022 | Purchasing a Home

Can’t Quite Afford a House Yet? Consider a Co-Borrower

Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye

Nov 29, 2022 | Purchasing a Home