Fix and Flip Loans

Milo Lending, Inc., is your direct source lender, we make the decisions, this makes the whole process easier and faster. Don’t lose a deal because of time lost shopping around, come direct to the source and close quickly. We can close in less than a week with a clear title. We provide loans to investors looking to acquire residential or commercial properties for the purposes of fixing and flipping and making a profit. Whether you are a seasoned investor or this is your first deal, we are here to help you through the whole process.

By using our funds you will be able to make cash offers, beating out your competitors because a cash, quick, closing is what sellers, banks, lenders, and realtors want. This gives you the competitive edge. We aren't bound by rigid banking guidelines and can offer you some of the most flexible loan terms in the industry depending on the deal. The principles of Milo Commercial Lending have over thirty years of experience in the lending business as well as real estate acquisition, development, construction, and rehabilitation. We know what you are trying to accomplish and because of our experience we understand the deal, the property, and know how to structure a loan to meet your needs.  We are a smaller locally owned company and this allows us to get things done much quicker than larger companies who have to follow rigid policies and procedures.

We can structure loans throughout the state. Terms will vary from deal to deal, but if the numbers make sense we can get your deal closed.

Here are a few things that you should know about our Investor Loans:

  1. If your deal is good enough we will cover 90% of the purchase price, we may be able to fund all or some of the rehab as well.
  2. Our max loan amount is based on the after-repaired value, as well as the current value or purchase price. If the numbers line up, we will fund it.
  3. We lend up to 75% of the ARV and up to 100% of the Rehab. No experience required or needed to be proven.
  4. No minimum FICO score

Here are some types of Hard Money deals that we can do:

Purchase or Refinance (Blanket Loans

Residential fix and Flip


Many of these loans with no income verification. Or minimum debt service coverage

Call us today at 772-475-2200 to talk about your deal!