How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let

Sep 05, 2023 | Purchasing a Home

Get a Mortgage even if You Just Started a New Job

Get a Mortgage even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

Aug 22, 2023 | Purchasing a Home

Understanding the Differences between Second Homes and Investment Properties

Understanding the Differences between Second Homes and Investment Properties

You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort

Aug 01, 2023 | Purchasing a Home

6 Mistakes that Home Buyers Should Avoid

6 Mistakes that Home Buyers Should Avoid

With the busiest housing market season of the year in full swing, it’s essential to be on your home buying game. Here are 6 major mortgage blunders to avoid to make sure you are in prime position for scoring the perfect property. Not Getting Pre-

Jul 25, 2023 | Purchasing a Home

How to Start the Process of Buying a Home

How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica

Jul 18, 2023 | Purchasing a Home

Can Manual Underwriting Help You Get Approved for a Mortgage?

Can Manual Underwriting Help You Get Approved for a Mortgage?

When you apply for a mortgage loan, the bank or lender has to go through the process of underwriting the loan. This means that your financial data will be verified and analyzed to determine if you qualify for the loan and at what terms. Today most of this

Jul 13, 2023 | Purchasing a Home

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